VP - Structured Lending & Financing

Mumbai, India

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Date live: Mar. 13, 2026

Business Area: Risk

Area of Expertise: Risk and Quantitative Analytics

Reference Code: JR-0000093676

Contract: Permanent

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Join us as a “ VP - Structured Lending & Financing ” at Barclays, where candidate will be responsible for a portfolio consisting of US Commercial Real Estate transactions. The role involves managing exposures and limits with acceptable risk parameters within delegated authority, completion of credit applications, assessment of new transaction requests from the Front Office and ongoing monitoring of exposures.

To be a successful “ VP - Structured Lending & Financing ” a person should have Knowledge of applicable rating agency methodologies is highly desired, including core assumptions and limitations. The role comprises initial transaction analysis, review and sanction, in addition to post-sanction monitoring, annual review and excess/exceptions management.

You may be assessed on the key critical skills relevant for success in role, such as Provide professional advice to front office with regards to risk appetite set for individual clients. Interact with the business and legal departments on documentation to support appropriate credit facilities and communicate with sales and clients as required. Provide regular feedback to senior sanctioners and portfolio owners for reviewing credit policies, guidelines and procedures to strengthen control.

Basic/ Essential Qualifications:

Act as credit officer for corporate credit exposures across US Commercial Real Estate for investment grade and non-investment grade clients.
Prepare and analyse credit proposals for new and existing transactions.
Judiciously apply delegated discretion to provide credit sanction and / or provide commercially mindful challenge to new business proposals and / or transaction amendments.
Interface with Business / Deal Team and provide structuring advice on transactions, with a focus on RCF and derivative facilities.
Conduct operational and financial due diligence of clients and participate in management and bank meetings.
Provide support on portfolio analysis and initial and ongoing due diligence reviews of assigned transactions.
Prepare and present sector/asset class reviews.
Contribute towards policy and process improvement initiatives.
Stay current on market developments, including origination and pricing levels, and in turn alert senior management.
Expand industry and product knowledge

Desirable skillsets/ good to have:

Masters / Professional qualification such as MBA/ CA/ CFA or equivalent
Solid credit risk management background, including analysis and approval of transactions and managing a portfolio, preferably covering US Commercial Real Estate.
Understanding of Investment Banking products, as well as associated legal documentation and relevant risk metrics.

This role will be based out of Mumbai.

Purpose of the role

To independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors, ensuring alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.

Accountabilities

Analysis of complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.
Monitoring of the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.
Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
Documentation credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.
Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.

Vice President Expectations

To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and escalate breaches of policies/procedures..
If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements..
If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others..
OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions..
Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
Manage and mitigate risks through assessment, in support of the control and governance agenda.
Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.
Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.
Adopt and include the outcomes of extensive research in problem solving processes.
Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.

More about working at Barclays

Barclays has been in Asia Pacific for over 50 years, supporting corporations and financial institutions across the Asia Pacific region and connecting them to the capital markets of UK, Europe and the Americas. For more information click here.

Our approach to hybrid working ensures there’s the right balance of working alongside colleagues at our onsite locations, as required for each role. For business areas that offer a hybrid working experience, this will be in a structured way, where colleagues work at an onsite location on fixed, ‘anchor’, days of the week. Some roles may require full onsite working. Please discuss the working pattern requirements for the role you are applying for with the hiring manager.

We continue to embed and review our hybrid working environment and remain in a phase of testing and learning. This means that working arrangements could change, with reasonable notice, to align with the needs of our business.

Barclays welcomes applications from all candidates and is committed to ensuring reasonable adjustments (accommodations) are put in place to allow for a fair and inclusive recruitment process. For more information and how to request one, please review Adjustments to the recruitment process.

We’re committed to providing an inclusive culture and environment, that recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees globally to work flexibly empowers each of us to work in a way that suits our lives, as well as enabling us to better service our customers’ and clients’ needs.

Our approach to working flexibly is designed to support you to balance your life and to accommodate diverse needs, whilst still allowing us to meet our business needs. If you’d like to request a flexible working arrangement, please discuss this with your hiring manager.

We're committed to providing a supportive and simplified experience for our candidates throughout the application and assessment process. Here, you will find information about what to expect and some guidance around your assessment and interview.

While the application process depends on the role, there are some constant steps, which are;

Step 1 - Your application
Step 2 - Your assessment
Step 3 - Your interview
Step 4 - Next steps

We aim to create an inclusive work environment where everyone can reach their full potential. If you require any adjustments to our recruitment process, please click here to learn more.

Find out more information here.

Barclays offers a diverse, inclusive and engaged culture. A place where people can bring their whole selves to work and be respected for who they are, valued for what they do and celebrated for their contribution to our business and our community.
We are an equal opportunity employer and opposed to discrimination on any grounds. It is the policy of Barclays to ensure equal employment opportunity without discrimination or harassment on the basis of race, colour, creed, religion, national origin, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital or domestic/civil partnership status, disability, veteran status, genetic information, or any other basis protected by law.

Barclays is required by law to confirm that you have the Legal Right to Work in any role that you apply for. If you currently hold a work visa sponsored by Barclays, or you would require sponsorship from Barclays, you must declare this as part of your application. Sponsored visas are role and entity specific and any changes must be reviewed. It is important that you ensure you are working on the correct visa at all times. Failure to accurately disclose your visa status or Legal Right to Work may result in your application or any employment offer being withdrawn at any time.

The Barclays Way

This is the spirit of Barclays. It’s why we exist, what we believe and how we behave. But most importantly, it’s how we make decisions, take action and get things done.

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